Disclosure

Last updated October 8, 2026

How this site makes money

This calculator is free. To keep it that way, we may earn compensation, for example referral or affiliate fees, from partner brokerages and services we link to, such as Qtrade, Questrade and Wealthsimple. If you open an account or sign up through one of our links, the partner may pay us. It costs you nothing extra.

It never affects the math

Compensation does not affect the calculator results, the prescribed factors, the withholding rates or any of the math. Those come only from the official sources listed on the about page, and the method is published in full.

Partner links are identified

Links that may earn us compensation are identified as partner links where they appear.

The free plan review

If you request a free RRIF drawdown plan review, your details may be shared, with your consent, with a licensed financial planner who may contact you. That planner may compensate us for the referral. See our privacy page for how your information is handled.

Not financial advice

We are not a financial advisor. Everything on this site is general information, not financial, tax or legal advice. Talk to a qualified professional about your own situation.